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Payment Gateway Comparison (Pakistan)

Understand typical use cases and settlement feel - then model rough monthly fees with rates you can edit.

Gateway pricing, settlement cycles, and supported methods change. Treat the table below as orientation - always confirm current merchant terms before going live.

Gateway Typical use Settlement feel Card vs wallet Notes
JazzCash Mass-market D2C, COD-heavy stores adding wallets Often T+1 to T+3 business days (verify contract) Strong wallet; card acceptance varies by plan Familiar to many Pakistani shoppers; check current rates
Easypaisa Similar retail / social-commerce checkout mix Batch settlements; timing depends on merchant tier Wallet-first; cards where enabled Good for wallet-native buyers; confirm MDR on your category
Safepay Online stores wanting card + local methods in one flow Generally online-first settlement (check SLA) Cards and local rails combined Popular for Shopify / Woo-style stacks; verify integration docs
Stripe Export, SaaS, or hybrid PK + international cards Rolling reserve possible; payout schedule in dashboard Card-heavy; wallets less central in PK context Useful if you sell abroad; PK entity / availability rules apply - check eligibility

Rough monthly fee estimate

Enter volume, average ticket, and illustrative fee % per gateway. This is not a quote.

Gateway Illustrative fee (%) Est. monthly GMV Est. monthly fees
Summary

Adjust inputs above.

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